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Struggling to understand what leasing is all about? Don't worry, this guide has you covered.




Leasing, also known as Personal Contract Hire (PCH) is a great and simple way to get a brand new car. It works by selecting a plan and paying for your car in monthly installments. Our leasing plans last for up to 4 years so depending on your budget, you can find a plan that will suit your lifestyle.




The biggest difference between leasing and other methods of financing a car is that at the end of your contract, you will hand the car back to us. If you are interested in owning your car at the end of your contract, you may be interested in one of our Personal Contract Purchase (PCP) deals.




There are many benefits of leasing. For example, when you lease a vehicle, it can often cost less than how much your car would loose in value if you owned it outright, meaning depreciation concerns are a thing of the past. Another benefit is that because they are brand new vehicles, they are covered by the manufacturers warranty throughout the duration of your contract, so you don't need to worry about any costly repairs. 


Additional Costs


The only additional costs you will need to pay are your insurance and servicing. You can add routine servicing or full maintenance to your agreement at an additional cost if you wish.


End of Contract


At the end of your contract, all you need to do is return the vehicle and you are free to look for a brand new model to lease!


Leasing your next vehicle with Smiths Leasing would be a great decision if you:


- Don't want long-term commitments

- Worry about depreciation

- Would like a lower, more flexible monthly payment

- Want additional costs to be kept to a minimum


Next Steps


Vehicle Search